Ritesh is COO/ Global Head of Digital Technology Foundation Delivery, he has two decades worth of experience financial, technology, and governance sectors. He believes in exploiting the best technology practices for innovation and business transformation. Being a technology expert and enthusiast, Ritesh is a proven technology leader and D&I advocate with global experience in Digital Technology, Business Transformation, and Operations, He has led milestone changes in industries financial services, Fin-tech, Shipping, Telecom and Government, and led the future of payments for VISA and delivered Apple Pay in Europe. Through the course of professional life, Ritesh was involved in building and leading the digital CoE at Maersk, whilst leading recovery from the biggest ransomware (Not Petya) incident in the industry. He is currently building an enabling function to build the bank of the future at HSBC. Ritesh comes from an entrepreneurial background, with experience in building & mentoring successful businesses. He provides technical expertise and advice to Parliamentary Digital Service in the UK and is an advisor for payment regulatory as well as other Governments.